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I’m working on a risk management writing question and need support to help me learn.Critical essay The core purpose of insurance is to provide the financial protection of the businesses and societies from accidental and pure risks. Whereas the global economy is characterised by boom and bust, insurance, at its micro-level role, helps the efficient running of the economy even in the severe financial distressed situations. Moreover, insurance, in its broader macro-level role, offers and exante risk mitigations for global risks (e.g., climate risk, geo-political risks, etc.) thus supporting the policy makers’ initiatives for poverty reduction, food security and promoting education both at national and international levels. The conventional insurance has long-standing history to perform this role for several centuries. It is evident that the Takaful insurance was emerged as an alternative of conventional insurance to protect the economic losses of individuals, businesses and societies. However, there exists a debate amongst the scholars on the philosophical and technical differences between the Conventional and Takaful insurance systems. QuestionsWrite a critical essay on the similarities and differences between the Conventional and Takaful insurance systems by highlighting the following issues:1. The underlying principle, philosophy, contractual provisions, ethical standpoints, and socio-economic impact2. The risk pricing methods and reserving provisions 3. Comment on the prospect of Takaful over Conventional insurance to provide financial protections of the risk in emerging markets In your critical writing you should sufficiently cite relevant literature and add examples to support your understanding and arguments (descriptive or numerical, where necessary)REFERENCESHarvardPLEASE NOTE: Plagiarism is prohibited, 2,000 words minus references and appendices Requirements: 2000 words   |   .doc file


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